Study of Traits of Individual Investors to Determine their Investment Pattern

Swapnaja Patwardhan,Vivek Katdare,Manish Joshi

In modern economics, bulk of research has been built on views of individual investors who attempt to maximize their wealth by minimizing the risk. Factors such as financial market situations, performance of the fund sponsoring companies, fund related qualities are majorly affecting on the investment decisions. Investors belonging to different age groups, gender, qualification, occupations, income group, communities, and risk tolerance level from Pune city is collected and used for the study. Form the experimental analysis using correlation and regression, knowledge and monthly saving are negatively correlated with correlation -0.276. Education and monthly saving are positively correlated with correlation 0.411. Annual income and monthly savings are positively correlated. There is a correlation in between Withdrawal plan and Annual Income. Investors from 5-10 lack income group are ready to hold their investments for the period of 3 to 5 years showing their conservative nature.

Volume 11 | 02-Special Issue

Pages: 630-636