The condition of a banking system is reflection of a situation in all Russian economy. The factors defining macroeconomic trends affect also development of a banking system. Besides them the Russian bank system is influenced also by other group of the factors, specific to it, which were to results previous imperfect the practician of its regulation. This group of factors considerably predetermined a circle of its features, the most obvious of which are the centralization and concentration of bank activity proceeding with forward increase in presence of the state at this activity, competition restriction, decrease in availability of banking services. Factors of development of a banking system are classified by the level of their generation – macroeconomic and branch. Them it is also possible undressed by criterion of controllability the monetary authorities. Influence of uncontrollable factors as showed the analysis, is increasing. In the action they strengthen negative manifestation of structural defects of the Russian economy, imperfection of the institutional environment, reduce effectiveness of stabilization efforts of the monetary authorities. The analysis of action of all allocated set of factors of development of a banking system of Russia and also their coherence revealed importance of opportunities of growth of potential of the regulating process on condition of an exception of influence of group of the uncontrollable factors produced by political and economic circumstances, external in relation to the Russian economy. Projections of the next prospects of the Russian bank are built taking into account cumulative action of the allocated factors, their coherence which is expressed in dominating influence of external factors. These prospects will be accompanied by the probable growth of financial result of a banking system. It will be formed by small group of national banks, to proceed against the background of reduction of total number of credit institutions and an insignificant contribution of a banking system to macroeconomic dynamics and the solution of social problems.
Volume 11 | 02-Special Issue
Pages: 476-488